- Did you know that everyday there are approximately 123,000,000 cars being driven down the U.S highways?
- The type of car you drive affects your insurance rates. Small sporty cars are going to be more expensive than mid sized cars that have more safety features.
- Comprehensive coverage (some companies call this other than collision coverage) does not include collision coverage. Comprehensive coverage means that your auto is covered for claims that involve fire, theft, hail, windstorm, vandalism, windshield breakage, flood and animal collision.
- Always ask your agent what discounts your insurance company offers. Most companies offer various discounts such as multi car, defensive driver, good student, paid in full companion (auto & home written together) among others.
- Never let your insurance policy lapse. Driving without insurance will wind up being very costly in more ways than one and will affect you getting insurance at a quality rate with another company in the future.
- If you choose not to pay your insurance in full for a discount, allow the company to automatically draft the monthly premium from your checking or savings account. Many companies will not charge a service charge for this mode of payment. In addition, you won't have to remember to pay your premium on time each month since it will be automatically deducted.
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