Q. Will missing a car insurance premium payment for one month cause an insurer to cancel the policy?
A: The insurance company could cancel the policy if you don't take care of the matter quickly.
Q: Why are some cars more costly to insure than others?
A: Generally, the more expensive a car is, the more costly it is to insure. That's because a high-end luxury sedan will cost a lot more to repair or replace than a modest family car, and insurers are well aware of the difference.
Q: Does my car insurance cover someone who borrows my car?
A: Generally speaking, car insurance covers someone who borrows your car with your permission, however, it is important to always check with the insurance company before doing so. If the person who borrows the car lives in your household, he or she should always be listed as a driver on your policy.
Q: What happens when an uninsured or underinsured driver hits you?
A: If you are hit by an uninsured or underinsured driver and your policy does not include this important coverage, you could be on the hook for thousands of dollars, and if you are injured you may never be compensated for your medical bills or the damage to your vehicle. Even though the law requires all drivers to carry liability coverage, there are still people who drive without insurance.
Q: What information do I need in order to get an auto quote?
A: While this is not an all inclusive list, you will need to provide general information such as: driver's license #'s of all drivers to be covered, date of birth's, social security #'s, vehicle ID #'s and what type of coverage you desire on each vehicle.
Q: Why is my friend's insurance cheaper than mine when we have the same type of vehicle?
A: Insurance premiums can vary depending on credit score, driving record, length of prior insurance and so forth. Your friend may have a better credit score or have fewer accidents on their record. Just because you have the same vehicle does not mean your insurance will be the same.
A: The insurance company could cancel the policy if you don't take care of the matter quickly.
Q: Why are some cars more costly to insure than others?
A: Generally, the more expensive a car is, the more costly it is to insure. That's because a high-end luxury sedan will cost a lot more to repair or replace than a modest family car, and insurers are well aware of the difference.
Q: Does my car insurance cover someone who borrows my car?
A: Generally speaking, car insurance covers someone who borrows your car with your permission, however, it is important to always check with the insurance company before doing so. If the person who borrows the car lives in your household, he or she should always be listed as a driver on your policy.
Q: What happens when an uninsured or underinsured driver hits you?
A: If you are hit by an uninsured or underinsured driver and your policy does not include this important coverage, you could be on the hook for thousands of dollars, and if you are injured you may never be compensated for your medical bills or the damage to your vehicle. Even though the law requires all drivers to carry liability coverage, there are still people who drive without insurance.
Q: What information do I need in order to get an auto quote?
A: While this is not an all inclusive list, you will need to provide general information such as: driver's license #'s of all drivers to be covered, date of birth's, social security #'s, vehicle ID #'s and what type of coverage you desire on each vehicle.
Q: Why is my friend's insurance cheaper than mine when we have the same type of vehicle?
A: Insurance premiums can vary depending on credit score, driving record, length of prior insurance and so forth. Your friend may have a better credit score or have fewer accidents on their record. Just because you have the same vehicle does not mean your insurance will be the same.